Most leadership challenges in community banking don’t come from a lack of intelligence.

They come from having to navigate high-stakes decisions without shared language.

The Savvy Banker is a private, weekly newsletter written for community bank CEOs, directors, and senior leaders who want to think clearly about:

• Strategic position
• Timing and optionality
• Valuation beyond multiples
• Leadership independence
• Board and shareholder dynamics

This is not market commentary.
It is not deal speculation.
And it is not a sales funnel.

Each edition is designed to slow the conversation down — to help leaders see what actually matters before pressure arrives.

The newsletter is sent once per week, typically on Saturday mornings.
Occasionally, I may send a short note if there is something timely or important to share.

If the newsletter stops being useful to you, you can unsubscribe at any time.

If you value private thinking, discretion, and clarity — you’ll likely find it worthwhile.

If you prefer to keep this out of a company inbox, you may use a personal email address.