The Savvy Banker

You trust your general counsel.

They've helped you through regulations, loan problems, and legal challenges for years.

When it's time to sell your bank, your first thought is probably to use them.

That could be a costly mistake.

Why Banking Lawyers Aren't Bank Sale Lawyers

Your general co...

You've spent years building the perfect team.

Late nights, tough decisions, and yes—probably hiring a few people who didn't work out.

But now you have them: the stars who make your bank run like clockwork.

Here's the question that keeps successful bank CEOs awake at night:

What happens ...

If you could pinpoint the absolute best time to begin looking for a buyer for your bank, what factors would you consider?

In my experience, there's a specific alignment of events that creates what I call...

"The Golden Window of Opportunity."

This window opens when:

What separates successful bank sales from disappointments?

It's not market timing.

It's not luck.

And it's certainly not the latest M&A trend.

It's preparation.

When you're prepared, two things happen: your decisions become more confident, and the entire process seems to "slow down" – all...

Let's have an honest conversation about bank valuations.

I hear it in boardrooms across the country: "We'll consider selling when the multiples improve."

Or my personal favorite: "We won't even look at offers under 2x book."

Here's the truth: If you're waiting for multiples to determi...