The Savvy Banker

Most CEOs start thinking about selling when they're forced to.

That's exactly when you don't want to start.

Here's what matters:

Just because you're prepared to sell doesn't mean you need to sell.

Being prepared with low urgency?

That's the ultimate position of strength.

Maximum optional...

I hear it in boardrooms constantly:

"We'll consider selling when the multiples improve."

Or:

"We won't even look at offers under 2x book."

Here's the truth:

If you're waiting for multiples to determine your bank's future, you're letting fate write your story.

And fate is a terrible autho...

Remember this fundamental truth:

Banks are bought, not sold.

Buyers acquire your bank because they believe their institution will become more valuable with yours added to it.

They care less about your past performance and more about the future potential you bring.

When two banks togethe...

Let's have an honest conversation about bank valuations.

I hear it in boardrooms across the country: "We'll consider selling when the multiples improve."

Or my personal favorite: "We won't even look at offers under 2x book."

Here's the truth: If you're waiting for multiples to determi...