Categories

All Categories a bank ceo's step-by-step guide accountability acquisition costs acquisition planning acquisition readiness acquisition risk acquisition strategy acquisition target acquisition targeting annual business planning annual meeting annual meetings asset size balance sheet management balance sheet optimization balancing act bank acquisition bank capacity bank ceo bank culture bank directors bank examination cycle bank exit planning bank exit strategy bank financials bank leadership bank m&a bank m&a strategy bank management bank merger bank mergers bank multiples bank profitability bank sale negotiation bank sale preparation bank sale process bank sale strategy bank scale bank shareholder value bank story bank succession planning bank valuation bank valuations bank value banking banking economics banking leadership banking relationships banking scale board and shareholder alignment board decision making board documentation board education board expertise board governance board management board meetings board members board of directors board preparation board relations bond portfolio management book vale dilution business continuity business model evaluation business preparation business psychology buyer evaluation buyer identification buyer interest buyer meetings buyer outreach buyer presentation buyer questions buyer relationships buyer research buyer screening buyer types buyer's perspective buyer-ready capital constraints capital planning capital policy capital strategy career development career pathing cash vs stock offers ceo disengagement ceo leadership ceo preparation ceo role certainty of closing change management change-in-control agreements commecial lending communication systems community bank community bank ceo community bank merger community banking community bankng comparable transactions competitive advantage competitive analysis competitive bidding competitive intelligence competitive positioning complementary acquisition confidential information memorandum confidentiality confidentiality agreements confidentiality management confidentiality protection consistent performance continuity planning contract management contract negotiation contract obligations contract terms core earnings core processing core processing contract corporate communications corporate culture corporate governance cost structure analysis cost synergies covid impact credit quality credit union acquisitions culteral consistency cultural assessment cultural compatibility cultural fit cultural fit concerns cultutral fit customer diversification customer experience customer information customer relationships customers data room management deal comparison deal completion deal confidentiality deal evaluation deal lawyers deal management deal process deal protection deal structure deal structuring deal team deal terms deal timeline decision making deconversion costs definitive agreement delegation delegation skills deposit diversification deposit growth deposit mix director liability discounted cash flow due diligence due diligence preparation duty of care duty of loyalty early termination fees earnings impact earnings sustainability efficiency ratio emotional preparation employee benefits employee development employee morale employee motivation employee protection employee retention employer branding equity investment executive compensation executive leadership exit planning exit planning for banks exit stages exit strategy expense management fairness opinion family-owned banks fdic data federal home loan bank fee income growth fee income oppotunities fee income streams fee structure fiduciary duty fiduciary responsibility financial anaiysis financial analysis financial planning financial projections first impressions forward-thinking leadership franchise value future acquirers future planning general counsel generational shifts geographic expansion geographic footprint golden window good faith growth narrative growth opportunities growth potential growth strategy growth trajectory herd mentality how to sell a bank how to sell your bank human resources independent directors independent thinking information control information leaks information security initial offers insider agreements institutional knowledge integration planning interview techniques intrinsic value investment banker role investment banker selection investment bankers investment banking ipo (initial public offering) irs 280-g rules key employees key personnel knowledge management kurt knutson leadership confidence leadership development leadership legacy leadership styles leadership transition legacy building legal agreements legal counsel legal documentation legal expertise legal fees legal representation legal responsibilities lending limits letter of intent (loi) lifecycle management liquidity event loan participations loan portfolio loan-to-deposit ratio m&a (mergers & acquisitions) m&a process m&a strategy management assessment management depth management development management meetings management philosophy management team market competition market conditions market cycles market demographics market education market intelligence market opportunity market position market positioning market research market specialists market strategy market testing market timing market valuation market value maximizing deal value meeting follow-up meeting preparation meeting strategy meeting structure mental hurdles merger agreements merger economics merger mindset merger of equals mergers & acquisitions (m&a) multi-genrational banks multiple approach valuation negotiation preparation negotiation strategy net present value non-binding offers non-compete agreements non-core earnings non-disclosure agreements objective analysis ocassional acquirers offer analysis offer comparision offer evaluation operating independence operational assistance operational consistency operational efficiency operational independence opportunity assessment organizational culture organizational development organizational excellence ownership concentration past vs. future focus per-share value performance managemnt perfromance metrics personal fulfillment policy development portfolio analysis post-merger integration post-sale planning power shift premium buyers presentation skills price-to-book multiples process control process documentation process management professional communication professional guidance professional presentation professional representation professional reputation professional responsibility psychological traps regulatory approval regulatory burden regulatory compliance relationship buiding relationship building reputation risk return on assets (roa) return on investment revenue producers reverse engineering risk management risk mitigation role profilinig rural banking sale preparation sale-ready sales process savvy banker strategies scalable oprations scale advantage sell your bank sell-side advisory seller's mindset selling on your terms selling your bank serial acquirers shareholder legacy shareholder protection shareholder returns shareholder rights shareholder value shareholders silent running perios (pre loi) stakeholder management stay-put agreements strategic alignment strategic alternatives strategic asset strategic communications strategic decision making strategic fit strategic flexibility strategic growth strategic hiring strategic leadership strategic options strategic partnerships strategic planning strategic positioning strategic thinking strategic timing strategic value strategic value creation strategic vision succession planning succession strategy sustainable growth systems and processes systems thinking talent acquisition talent development talent identification talent management talent protection talent retention talent scarcity talent succession planning tanible book value (tbv) team building team independence team preparation technology capabilities technology integration the art of selling your bank track record training development transaction analysis transaction attorneys transaction conditions transaction costs transaction execution transaction management transaction process transaction security transition management treasury management unique value proposition urban banking valuation methodology valuation methods valuations value assessment value creation value drivers value enhancement value maximization value optimization value proposition value-based strategy vendor management virtual data room wealth management weekly reporting workforce planning written offers